Personal Finance #8-Insurance-Medical & Disability

This course will cowl private finance selections associated to medical and incapacity insurance coverage.

We are going to describe medical health insurance and examine it to other forms of insurance coverage, noting areas the place medical health insurance will be extra complicated.

Learners will perceive what group medical health insurance is and its advantages. We are going to focus on the Reasonably priced Care Act (ACA) and the laws’s affect on medical health insurance.

The course will cowl personal medical health insurance, well being upkeep organizations, most well-liked supplier organizations (PPOs), and point-of-service (POS) plans.

We may also outline excessive deductible well being plans and focus on when they could be applicable.

The course will break down the ideas of coinsurance, copays, deductibles, preexisting situations, and medical health insurance prices.

We are going to think about choices for buying well being care, focus on totally different insurance coverage corporations, and think about the Consolidated Omnibus Funds Reconciliation Act (COBRA).

Learners may also perceive dental and imaginative and prescient insurance coverage and the way they relate to an total medical health insurance danger mitigation and well being upkeep technique.

The course will outline long-term care (LTC) and think about its use in an total well being care technique.

We are going to focus on Medicare and Medicaid and the way these authorities applications match into the medical health insurance panorama as we age.

Learners may also perceive how incapacity insurance coverage works and the way to use it as a part of an total private danger medicine technique.

We may also have observe issues, together with downloadable Excel Workbooks, which customers may additionally open utilizing Google Sheets.

The Excel Workbooks will typically have a minimum of two tabs. One tab could have the reply key so learners can deconstruct the issue. The second tab is the place we work the observe drawback step-by-step together with the academic movies.